Geneva, IL CPA Firm | Bank Financing Page | Cunningham & Company, LTD

Need money to grow your business?

Requesting a business loan without adequate preparation sends a clear message to the lender: High Risk! Therefore, it pays to be prepared and organized in your approach for financing.

Put your best foot forward by allowing us to assist you with the preparation of a winning loan proposal.  We can help you put together a business plan that is prepared from the lender's perspective.

You get the money you need because we know exactly what banks want to see. Even more importantly, we can help you prove to them that you'll be able to pay them back.

When you need to apply for a loan, we can work with you and help you -- 

  • Executive Summary: Concisely state the purpose of the loan, the exact amount of money required, an explanation of what the loan will be used for and why it's needed.

  • Pro-forma Cash Budgets and Financial Statements: Use your data and underlying assumptions to prepare information that your banker can easily read and buy in to.

  • Owners Personal Financial Statements:  Make copies of the last 3 years of personal tax returns for the bank as well as identify the collateral being pledged as security for the loan.

  • Representation:  Substantiate your financial needs/position to your banker in person.

If you'd like to learn more about how you can obtain the money you need to grow your business please complete this form.

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